Agent Payments let AI agents and automated systems pay with an Oobit card, within limits you set. They're available both to individuals using Oobit and to companies on Oobit Business.
Agent Payments for personal accounts
If you use Oobit personally, you can connect your Oobit account to AI agents that support custom MCP connections, such as Dots, Grok and Muse. Your agent can then make purchases for you without you sharing your main card details.
Each agent gets its own scoped card, separate from your main Oobit card.
Each scoped card has its own spending limit and a set number of transactions.
The card expires automatically once its limit is reached, so an agent can never spend more than you allowed.
Agent cards on Oobit Business
On Oobit Business, agent cards are for automated systems, scripts and AI agents, rather than people. They work like employee cards, but they authenticate differently and have more detailed spending controls.
Each agent signs in with an API key (starting with oobit_mcp_), not a login.
Each agent has one active API key at a time. You can revoke a key and create a new one whenever you need to.
You can set a spending policy with a cap per transaction, daily, weekly and monthly limits, a maximum number of transactions per day, and allowed or blocked merchant categories and merchants.
If you don't set a policy, the defaults are $500 per transaction and $2,000 per day.
Payments that break the policy are declined before they reach the card network.