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What is Oobit?

What Oobit does and what you can use it for.

Written by Bernard Fisher

Oobit is a payments app that turns your digital assets into everyday spending. You hold crypto and stablecoins in your Oobit account and use the Oobit Visa card in store, online and with Apple Pay or Google Wallet, wherever Visa is accepted.

When you make a purchase, it's funded by your balance. Your assets are converted at checkout and the merchant receives local currency, so nothing changes on their side.

What you can do with Oobit

  • Spend with the Oobit card in store, online and at contactless ATMs.

  • Deposit and withdraw crypto to and from other wallets and exchanges.

  • Buy crypto with a card, and swap between assets.

  • Send to other Oobit users using their phone number.

  • Send money to bank accounts in local currency with Send Crypto, and use PIX in Brazil.

  • Earn cashback and points on card purchases with 5x Rewards.

  • Fund card payments from your own wallet with WalletConnect, if you prefer to keep funds there.

What does it cost?

Card purchases have a 1% fee, minimum $0.25. Other features have their own fees, and you always see the fee before you confirm. See What fees does Oobit charge? for the full list.

Where is it available?

Features vary by country. See Is Oobit available in my country? for what's available where you live.

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